You can have long-term care provided at your home, adult day care centers, assisted living facilities, nursing homes, and hospice facilities.
What is long-term care?
Long-term care is assistance individuals need to perform activities of daily living such as eating, bathing, continence, dressing, going to the bathroom and transferring. These needs typically arise as part of the normal aging process, or due to an injury or illness.
What disability insurance carriers do you represent?
Metlife Standard Principal Financial Mass Mutual Mutual of Omaha Assurity Lloyd’s of London
How do I get a disability insurance quote?
Our agency takes a hands on approach to carrier selection. Complete a request an appointment form or call to schedule an appointment at (949)249-6676 for a custom quote.
What carriers do you represent?
EquiTrust Life Insurance North American Company The Standard Integrity Life Insurance American National Insurance American General Life Insurance Company Allianz Life Insurance Company of North America American National Insurance Company Protective Life Corporation Principal Life Corporation Principal Financial Group American General Life Insurance Company Liberty Life Lincoln Financial Group ING Annuity and Asset Minnesota Life… Read more »
How do I know these companies are stable?
Our agency works with companies that have strong financial ratings as determined by rating agencies. You can look up insurance company ratings at A. M. Best, Standard and Poor and Moody’s Bond Ratings.
How do I get an annuity quote?
Complete a request an appointment form or call to schedule an appointment at (949)249-6676 for a custom quote. Our agency takes a hands on approach to carrier selection. In order to place you in the best policy, we have you complete a health questionnaire and answer some simple questions.
How are in-network dentist different from out-of-network dentist?
An in-network dentist is one contracted with the dental insurance company to provide services to plan members for specific pre-negotiated rates. An out-of-network dentist is not contracted with the insurance company. Typically, if you visit a dentist within the network, the amount you will be responsible for paying will be less than if you go… Read more »
Are there different types of dental insurance plans?
Yes, there are three main types of dental insurance plans: Indemnity, Preferred Provide Network dental plans (PPO), and Dental Health Managed Organizations (DHMO).
Do you offer the best dental prices?
Dental insurance rates are regulated by each state’s Department of Insurance. Whether you buy your dental insurance plan through us or directly from the dental insurance company, you will pay the same monthly rate for the same plan.