For life insurance, our agency works with individuals ages 18 to 85.
How do I know the annuity companies are stable?
Our agency works with companies that have strong financial ratings as determined by rating agencies. You can look up company ratings at A. M. Best, Standard and Poor’s and Moody’s Bond Ratings.
What happens if I apply and don’t get the life insurance rate I applied for?
Typically the life insurance company will make another offer. If our office thinks we can find a better offer from another company, we will go to additional carriers.
How long is the life insurance application process?
If no doctors records are ordered, the process typically takes 3 to 4 weeks. If doctors records must be obtained, the process takes 4 to 7 weeks since we are dependent on the promptness of the doctor.
Why should we work with your agency?
Since 1972, Kenneth G. Harris Insurance Agency, Inc. has worked with businesses on their employee benefit packages. The family run business cultivates close connections with their clients and prides themselves on being highly accessible and responsive. The agency has a comprehensive portfolio of carriers and performs a thorough review of the marketplace for clients. At… Read more »
What types of businesses do you service?
Kenneth G. Harris Insurance Agency, Inc. provides a full range of employee benefits services to companies in California. Our agency works with small 2 person groups up to companies with several hundred employees.
What carriers do you represent?
Kenneth G. Harris Insurance Agency, Inc. represents Aetna, Anthem, Blue Shield, Health Net, Kaiser Permanente, and United Healthcare.
What kinds of products do you offer?
Kenneth G. Harris Insurance Agency, Inc. assists groups with designing and implementing benefit packages for their employees. Our services include health insurance, dental insurance, life insurance, vision insurance, disability insurance, voluntary benefits, 401k plans, executive compensation programs, and business continuation planning.
What LTC carriers do you represent?
John Hancock, Transamerica, MedAmerica, LifeSecure and Genworth.
How do I get a long-term care insurance quote?
Our agency takes a hands on approach to carrier selection. Complete a request an appointment form or call to schedule an appointment at (949)249-6676 for a custom quote.