Summary of Benefits and Coverage

Summary of Benefits and Coverage (SBC) breaks down your health insurance coverage into an easy to understand format. Health insurance companies are required to follow the same format, so you can have  clear and consistent comparison of plans and carriers.  It will summarize the key features of the plan or coverage, such as the covered benefits,… Read more »

Individual Health Insurance Open Enrollment

Open enrollment is the period of time (usually once a year) when you can shop for and enroll in health insurance plans. An open enrollment period is scheduled for individual insurance for October 1, 2013 to March 31, 2014 in California.

Healthcare reform for women

The health care law requires insurers to cover new preventive health benefits for women at no additional cost.

Notice to Inform Employees of Coverage Options

Notices to inform employees of coverage options must be sent out before October 1, 2013 to current employees. The Department of Labor has developed model notices to serve as a guide.

Health Insurance Marketplace

The Patient Protection and Affordable Care Act created a health insurance marketplace (or exchange) which offers an additional way to get health coverage. In California the health insurance marketplace is called Covered California. You will still be able to buy health insurance outside the exchange.

Preventive Services Under ACA

The Affordable Care Act (ACA) requires nongrandfathered health insurance plans to cover outlined preventive services without member cost sharing. Learn what is covered under preventive care!

Welcome

Kenneth G. Harris Insurance Agency, Inc. is excited to announce the launch of our new website: www.shophealthinsurancenow.com to our clients and friends!