Summary of Benefits and Coverage (SBC) breaks down your health insurance coverage into an easy to understand format. Health insurance companies are required to follow the same format, so you can have clear and consistent comparison of plans and carriers. It will summarize the key features of the plan or coverage, such as the covered benefits,… Read more »
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Individual Health Insurance Open Enrollment
Open enrollment is the period of time (usually once a year) when you can shop for and enroll in health insurance plans. An open enrollment period is scheduled for individual insurance for October 1, 2013 to March 31, 2014 in California.
Healthcare reform for women
The health care law requires insurers to cover new preventive health benefits for women at no additional cost.
Notice to Inform Employees of Coverage Options
Notices to inform employees of coverage options must be sent out before October 1, 2013 to current employees. The Department of Labor has developed model notices to serve as a guide.
Health Insurance Plan Premium Assistance in 2014
There are three different ways you will be able to receive assistance with you health insurance premiums in 2014: tax credits, subsidies, and Medi-Cal.
Individual Health Insurance Mandate
If you don’t have health insurance coverage in 2014, you’ll pay a tax penalty unless you qualify for an individual exemption.
Health Insurance Marketplace
The Patient Protection and Affordable Care Act created a health insurance marketplace (or exchange) which offers an additional way to get health coverage. In California the health insurance marketplace is called Covered California. You will still be able to buy health insurance outside the exchange.
Preventive Services Under ACA
The Affordable Care Act (ACA) requires nongrandfathered health insurance plans to cover outlined preventive services without member cost sharing. Learn what is covered under preventive care!
Affordable Care Act’s Open Enrollment Period
The open enrollment period for individual and family health insurance plans under the Affordable Care Act (ACA) begins October 1, 2013 and goes through March 31, 2014.
Welcome
Kenneth G. Harris Insurance Agency, Inc. is excited to announce the launch of our new website: www.shophealthinsurancenow.com to our clients and friends!