With Flu season here, you might be thinking about getting your annual flu shot. Depending on your health insurance plan design, you might be eligible for a free immunization. To receive this preventive benefit, the immunization has to be administered by at a participating retail pharmacy contracted in network with the carrier. If you want to… Read more »

  Here is how: Go to the App Store or Google Play on your mobile device Search for Anthem Blue Cross, Blue Shield, Cigna, Health Net, Kaiser, etc. Select the app and start the free download. You can look for doctors, urgent care, your ID card, and more.      

Starting at your renewal in 2014, your group will no longer have a rate adjustment factor (RAF).

Stay in the network: You can check provider networks through the online carrier directories. Make sure to set your plan or enter your ID number before searching. Some carrier’s individual networks vary from group networks. If you are traveling you can call the number on the back of your ID card for assistance with finding the… Read more »

Pediatric dental care is an essential health benefit that must be included with the purchase of every health insurance plan outside of Covered California (the Exchange).

Learn about the differences between an EPO, PPO, and HMO.

Beginning January 1, 2014, there are changes coming to waiting periods, the amount of time an eligible employee must wait before health coverage starts. The maximum waiting period for eligible employees in new and renewing group plans will be 60 calendar days in California.

The answer depends on when and how you purchased your health insurance plan.

In 2014, network and prescription drug plans will be key to selecting a health insurance plan that works for you. In order to make premiums affordable, insurers are making big adjustments to their networks and prescription drug lists.

The health insurance marketplace will have four levels of coverage available for you to purchase: platinum, gold, silver, and bronze. Each of these metal levels tell you the percentage of health costs the plan covers. This is also commonly referred to as actuarial value.   Platinum 90% coverage Gold 80% coverage Silver 70% coverage Bronze… Read more »